Specializing in Qualified Retirement Plans

A major part of Osborne & Nelson, Inc.'s service is providing retirement plan administrative services. This involves reporting to participants, management and government agencies such as the IRS and DDL. It also involves compliance, making sure pertinent rules and regulations are followed.

This is all done by a professional staff , who is responsible for the "technical" side of the business. Pam Nelson is a partner with more than 14 years of experience in the field.

In a team effort, Pam helps structure retirement plans, supervising the so-called "number crunching" to make sure the plans meet the employers' objectives. Pam ascertains that recommended plans stay within a client's budget and that benefit formulas provide properly for both top executives and other employees.

We  keep track of all accounts, handle government tax filings, allocate employer contributions for the various plans, and prepare extensive management reports showing the various allocations and account balances. "We try to ensure that work gets done efficiently to save fees for our clients, to see that government reports are filed in a timely manner, and that employers and employees get their statements and reports when promised," Pam states.


Osborne & Nelson, Inc. staff starts early in the morning and are always accessible.  "People who work here are very conscientious and highly capable. They are experienced professionals who take pride in their work."

Quality is taken seriously at Osborne & Nelson, Inc.. "If we miss something, it could have adverse consequences from the government," Pam points out. Work is checked and double checked in an extensive reviewing process that ensures nothing is overlooked, starting when the data is first received and initial reports are drafted. The final review involves an exhaustive check list to catch any areas that could potentially cause problems.

Pam and her staff utilize a sophisticated computer network system that enables immediate "real-time" access to files and data that are continuously updated. This system keeps track of the status of all in house work, and helps the staff ensure that all project and filing due dates are met.